African Guarantee Fund

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AGF is a Pan-African financial institution that promotes economic development, increases employment and reduces poverty in Africa by providing financial institutions with guarantees and other financial products specifically intended to support Small and Medium-sized Enterprises in Africa.

AGF’s risk sharing mechanism is offered to financial institutions to increase their lending towards SMEs operating in all sectors that drive economic growth.

AGF’s AA- Fitch rating has a positive and quantifiable impact on banks' balance sheets, especially in light of applicable regulatory standards (Basel II & Basel III and IFRS9).

AGF’s Capacity Development assistance to Partner Financial Institutions complements its guarantee products by providing strategic support to PFIs in order to mitigate their operational risks when on lending to SMEs.

AGF contributes towards sustainable development through its Green Guarantee Facility particularly designed to support SMEs investing in or adopting green technologies that help to reduce the effects of climate change.

Message from the Group Chief Executive Officer

Despite the internationally recognized importance of SMEs, African small businesses often have difficulties accessing financing for growth and innovation from the formal financial sector. SME financing is often considered by many financial sector players in Africa to be a risky activity as promoters quite more often than not, fail to come up with the collateral […]

UNLOCKING GROWTH FOR AFRICAN SMES: AGF’S PIVOTAL ROLE IN DRIVING FINANCIAL INCLUSION

AGF calls for continued collaboration in advancing financial inclusion of SMEs as an essential tool to drive sustainable economic development in Africa.

AGF and Centenary Bank Reinforce Commitment to SME Growth in Uganda

AGF has renewed its partnership with the largest microfinance bank in Uganda through a USD 25 million Loan Portfolio Guarantee.

AGF and UBA Group Partner to Support SMEs through a Portfolio Guarantee of USD 50 million

This partnership will enable UBA Group unlock USD 100 million in loans for SMEs across 20 African Countries.

African Guarantee Fund

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African Guarantee Fund contributes to the promotion of economic development in Africa through provision of Partial Guarantees & Capacity Development to Financial Institutions to facilitate access to finance for Small and Medium-sized Enterprises.

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This strategic partnership, a first of its kind, aims to boost NBM’s lending portfolio and expand its offerings to underserved segments, particularly women-led and green enterprises.

The risk-sharing mechanism, will enable KWFT to increase its on-lending activities to WSMEs with a view of promoting enterprise growth in the Kenya.

SG Woman Club is supported by AGF’s capacity development initiative under the Affirmative Finance Action for Women in Africa (AFAWA) program.

The three-day event, aimed to promote a better understanding of the financing needs of Togolese women entrepreneurs.

The conference was followed by a 3-day training for Financial Institutions with a focus on the green financing value chain.

This partnership will unlock a powerful ecosystem that empowers SMEs to drive Ghana's economic growth.

The partnership will provide technical assistance on green financing initiatives, to support capacity building of Governments, Financial Institutions, and Green SMEs.

AGF will also provide tailored guarantee facilities to support climate-smart investments and women SMEs.

The USD 50 million guarantee will support SME lending activities in Burkina Faso, The Gambia, Guinea, and Sierra Leone.